As of · Retrieved Tuesday, September 22, 2026 (PT)
Use cases · Payments
Crypto & stablecoin payments
Most scale payments are stablecoin- or card-mediated—not raw BTC at checkout. Multi-chain settlement is becoming a partner requirement.
Visa stablecoin settlement
Visa (8 Sep 2026): stablecoin settlement passed a $20B annualized run rate, up more than 15x year over year (from $7B in April, across nine chains). Visa’s 2026-04-29 newsroom update also cited 130+ stablecoin-linked card programs in 50+ countries.
Mastercard & processors
Industry reporting describes Mastercard opening regulated stablecoin settlement (USDC, PYUSD, and peers) with always-on themes—cite Mastercard’s newsroom when publishing. Merchant processors (BitPay, CoinGate) and on/off-ramps (MoonPay, Bridge) complete the stack.
Talking points for builders
- Stablecoin settlement abstracts volatility for merchants and issuers.
- Partner RFPs increasingly require multi-chain support.
- Card programs remain the primary consumer UX for “crypto spend.”